Capital for Licensed Contractor Trades — Nationwide
Capital for Roofing Contractors Funded in 24–48 Hours.
We fund $10,000 to $2,000,000 against your monthly bank deposits. No tax returns. No collateral. No perfect credit required. Approved in hours — money in your account the next business day.
No Tax Returns Required
No Collateral
Soft Pull Only
All Licensed Trades
24hrAvg. Funding
$2MMax Advance
20+Funders We Shop
0Tax Returns
Roofing · HVAC · Electrical · Plumbing · GC · Tree Service · Landscaping · Solar · Painting
— and every other licensed contractor trade — funded nationwide.
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Roofing C-39 ✓ Funded Today
HVAC C-20 ✓ Funded Today
Electrical C-10 ✓ Funded Today
Tree Service D-49 ✓ Funded Today
General Contractor B ✓ Funded Today
Plumbing C-36 ✓ Funded Today
Landscaping C-27 ✓ Funded Today
Solar Contractors ✓ Funded Today
Painting C-33 ✓ Funded Today
Roofing C-39 ✓ Funded Today
HVAC C-20 ✓ Funded Today
Electrical C-10 ✓ Funded Today
Tree Service D-49 ✓ Funded Today
General Contractor B ✓ Funded Today
Plumbing C-36 ✓ Funded Today
Landscaping C-27 ✓ Funded Today
Solar Contractors ✓ Funded Today
Painting C-33 ✓ Funded Today
Trusted by Contractors Nationwide
BUSINESS FUNDING
Fast Capital.
Zero Runaround.
Most banks take 60 days and still say no. We take 24 hours and fund the ones banks turn away. If your contracting business is generating consistent monthly revenue, you likely qualify — regardless of credit score, tax returns, or how long you've been in business. We advance $10,000 to $2,000,000 directly against your monthly deposits. No collateral. No tax returns. No endless back-and-forth. You tell us what you need, we tell you what you qualify for, and the money is in your account the next business day. That's it. That's the whole process.
We match every contractor with the product that fits their specific cash flow situation.
Contrcrtors
Get Funded in 3 Simple Steps.
01
Apply in 5 Minutes
Answer a few quick questions about your contractor business. No tax returns. No collateral. No bank appointment. Just the basics.
02
Get Approved in Hours
Our funding specialists review your application the same day. Most contractors receive their approval decision within 2–4 hours with a complete application.
03
Funded in 24 - 48 Hours
Accept your offer and the capital lands in your business checking account within one business day. Ready to float materials, make payroll, or start that next job.
Choose
The Right Capital Product for Your Trade
Equipment Financing
Own the tools that grow your business without draining your cash reserves. Finance new or used equipment, trucks, lifts, compressors, machinery, and keep your working capital exactly where it belongs: in operations.
Bad Credit Funding
Your credit score doesn't define your business — your monthly revenue does. We work with contractors who've been turned down by banks and get them funded based on what their business actually earns.
Working Capital
When payroll is Friday and the GC pays net-60, working capital bridges the gap. Get $10,000–$2,000,000 advanced against your monthly deposits and keep every job moving without interruption.
Get Your Capital Decision Today.
✓ Decision within 2–4 hours
✓ No tax returns required
✓ $10,000 – $2,000,000 available
Unlike banks that require two years of tax returns, collateral, and weeks of underwriting, Funding Expansion evaluates your business based on monthly revenue and bank history. Contractors with consistent monthly deposits of $10,000 or more and at least 6 months in business can qualify. Our funding specialists understand the specific cash flow challenges of contractor businesses — from insurance adjuster delays and GC draw schedule gaps to retain issues and pre-season hiring needs.
Merchant Cash Advance
The fastest capital product available to your business — approved in hours, funded in 24. We advance a lump sum against your future revenue and collect a small fixed percentage daily as business comes in.
Invoice Factoring
Stop waiting 30, 60, or 90 days for invoices you've already earned. We advance up to 90% of your outstanding invoice value immediately so your cash flow matches the work you've already completed.
Business Lines of Credit
Draw what you need, when you need it, and only pay for what you use. A revolving credit line gives your contracting business the financial flexibility to respond to new jobs, emergencies, and growth opportunities on demand.
Industry Specialists
We Don’t Just Fund Businesses.
We Fund the Trades.
Every funder on our network, every product we structure, every deal we underwrite — built around how contractor businesses actually operate. We know your license class, your cash flow cycle, and exactly why your bank keeps saying no.
C-39 · Roofing
Roofing Contractors
Insurance pays in 60 days. Your crew starts Monday. We bridge the gap — no tax
returns, funded in 24 hours.
Funded in 24 Hours
C-20 · HVAC
HVAC Companies
Pre-season hiring, equipment deposits, refrigerant inventory — all before the
first check clears. We capitalize you before the phones ring.
Funded in 24 Hours
C-10 · Electrical
Electrical Contractors
GC retainage holds your money for 90 days. Commercial net-60 kills cash flow.
We advance against your monthly deposits, not your invoices.
Funded in 24 Hours
D-49 · Tree Service
Tree Service Crews
Storm season opens and closes in 72 hours. We monitor weather events and can
fund your crew the same day the storm hits.
Funded in 24 Hours
C-54 · Flooring & Tile
Flooring Contractors
GC retainage, material costs upfront, net-45 commercial accounts. We fund the
gap so you can take every job on your board.
Funded in 24 Hours
+
8 More Trades
Plumbing
· Landscaping
General Contractor · Painting
Solar · Concrete · Drywall · More
General Contractor · Painting
Solar · Concrete · Drywall · More
All Licensed Trades Welcome
We Know Your License
C-39, C-20, C-10, D-49, B, C-36, C-27 — we know what each license class
earns, how they invoice, and why their cash flow breaks down. No explanation needed.
We Understand Your Timeline
Draw schedules. Net-60 invoices. Insurance delays. Storm windows. We
structure funding around how contractor revenue actually moves — not how a bank thinks it should.
Revenue-Based Approval
We qualify you on 4 months of bank deposits — not credit scores, not tax
returns, not years of profitability. If money is coming in, you likely qualify today.
20+ Funders We Shop For You
One application. We submit to 20+ funding partners simultaneously and bring
back the best offer for your specific trade, revenue, and use of capital.
Roofing C-39
HVAC C-20
Electrical C-10
Tree Service D-49
GC B License
Plumbing C-36
Landscaping C-27
Solar
Painting C-33
Flooring C-54
+ More Trades Welcome
